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Gateway Financial Logo - White

The Gateway

to your new home

We have access to over 100 lenders and search the market to find the mortgage that’s right for you.

About Gateway Financial

Founded in Edinburgh in 2015, Gateway began as an insurance brokerage dedicated to helping clients secure the right protection. Since then, we’ve expanded across Scotland and into England, bringing our trusted advice and whole-of-market expertise to mortgages, insurance and financial services.

The internet might make it seem easy to compare deals — but some of the best products simply aren’t available on comparison sites. As an independent mortgage broker, we have access to exclusive mortgage and finance products you won’t find elsewhere.

Gateway Financial Group Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA), giving you complete peace of mind.

WHOLE OF MARKET

MORTGAGE ADVICE

Buying a property is one of the biggest financial commitments you’ll ever make. Whether it’s your first home or an addition to your portfolio, we have access to over 100 lenders and will search the whole market to find the mortgage that’s right for you.

First Time Buyers

We’ll guide you through every step, from application to completion, making sure you get the right deal for your budget and goals.

New Build Purchases

We’ll help you secure the right mortgage quickly and efficiently, so you can focus on moving into your brand-new home.

Home Movers

Whether you’re upsizing, downsizing or relocating, we’ll help you make your next move stress-free. Our whole-of-market approach ensures you find the most suitable mortgage for your changing needs.

Buy to Let

Investing in property can be rewarding when you have the right finance in place. We’ll help you navigate buy-to-let criteria and find competitive mortgage options that maximise your return.

Remortgage

Whether you’re looking to save money or release equity from your home, we’ll find the most suitable remortgage deal for you. Our experts compare rates across the market to help you make the most of your mortgage.

Self Employed

If you’re self-employed, proving your income can be more complex — but we make it simple. Our advisers understand how different lenders assess applications and will help you present your finances in the best light.

Your home may be repossessed if you do not keep up repayments on your mortgage. Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.

Calculate your

affordability

Gateway was founded as an insurance brokerage in Edinburgh in 2015.  Since then, we have expanded throughout Scotland and into England, and greatly increased our product offerings.

How Much

can you borrow?

Gateway was founded as an insurance brokerage in Edinburgh in 2015.  Since then, we have expanded throughout Scotland and into England, and greatly increased our product offerings.

We've got you covered

At Gateway Financial, we offer a wide range of personal and business insurance solutions to safeguard what matters most.

Life Insurance

Give your loved ones financial security and peace of mind with life insurance that pays out if the unexpected happens.

Private Medical Insurance

With waiting times and treatment costs rising, many professionals are turning to private medical insurance for faster access to healthcare.

Shareholder Protection

Shareholder protection insurance ensures surviving shareholders have the funds to purchase the deceased’s shares — keeping control of the business in trusted hands.

Group Protection

Show your team they’re valued with group protection packages, including life insurance, income protection and health cover for employees.

Key Person Cover

Key person insurance protects your company by providing a cash injection if a key employee or director becomes critically ill or passes away.

Critical Illness Cover

With critical illness cover, you’ll receive a lump-sum payment if you’re diagnosed with a covered condition, helping you focus on recovery instead of finances.

Mortgage Protection

Protect your home and loved ones with mortgage protection insurance that pays off your remaining mortgage balance if you pass away during the term.

Income Protection

Your income is your most valuable asset. With income protection insurance, you’ll receive regular payments if you’re unable to work due to illness or injury.

Your home may be repossessed if you do not keep up repayments on your mortgage. Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.

Why Choose Gateway Financial?

At Gateway Financial, our goal is to make finance personal again. Here’s what sets us apart from other mortgage brokers in Edinburgh:

Whole-of-Market Access – We compare thousands of mortgage and finance products from across the market — including deals you won’t find online.

Independent & Unbiased Advice – Because we’re not tied to any provider, our recommendations are based solely on what’s best for you.

Save Time & Money – Our team does all the searching, paperwork, and negotiating, so you can focus on what matters most.

Trusted by Clients Across Scotland – We’re proud that so many of our clients come through referrals — a testament to our service and results.

Personal Service, Real People- We take the time to understand your needs and match you with the right solution, every time.

Our Expert Advisers

Behind every successful mortgage is an experienced adviser. The Gateway Financial team in Edinburgh brings together decades of industry knowledge, whole-of-market expertise, and a personal approach that puts your goals first.

David Arthur CeMAP

Mortgage &Protection Adviser

Add team member description here. Remove the text if not necessary.

David Arthur CeMAP

Mortgage &Protection Adviser

Add team member description here. Remove the text if not necessary.

David Arthur CeMAP

Mortgage &Protection Adviser

Add team member description here. Remove the text if not necessary.

We're 5 Star Rated

Our clients rate us five stars for a reason. At Gateway Financial, we combine expert mortgage advice with genuine care, helping buyers and homeowners across Edinburgh secure the right deal, stress-free. See why we’re trusted as one of the top mortgage brokers in Edinburgh.

Frequently asked questions

What does a whole-of-market mortgage broker mean?

It means we’re not limited to one lender’s products — we compare the entire market to find you the best mortgage deal available.

Are mortgage brokers in Edinburgh free to use?

In most cases, the lender pays our commission, so there’s no extra cost to you for our advice.

Can a broker find better mortgage deals than banks?

Yes — brokers often have access to exclusive rates and specialist lenders not available directly to the public.

Do you help clients outside Edinburgh?

Absolutely. We help clients across Scotland and throughout the UK.

Do mortgage brokers in Edinburgh charge fees?

Many brokers, including Gateway Financial, offer free initial advice, and any fees depend on your case’s complexity. We’ll always explain our costs upfront, so there are no hidden surprises. In most situations, our fee is covered by the lender, meaning you get expert advice at no extra cost.

How long does it take to get a mortgage approved?

The approval time varies by lender, but most mortgage applications take between two and six weeks from submission to offer. At Gateway Financial, we handle the process from start to finish and keep you informed at every stage — helping you secure your mortgage as quickly and smoothly as possible.

Where to find us

Although we’re based in the heart of Edinburgh, our services extend throughout Scotland — from Glasgow and Aberdeen to Dundee and the Borders — and even into England. Wherever you’re based, our team can help you find the perfect mortgage or financial solution.